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Donald Spickler Insurance LLC
  • Home
  • Meet Our Team
  • Crop Insurance
  • Dairy- RP
  • Resources
  • Contact
  • Kids Corner

What We Do

Multiple Peril Crop Insurance Policies: MPCI policies are the most common form of crop insurance in the United States. These policies provide  sound risk management opportunities for those producing traditional field crops such as barley, corn, soybeans, and wheat, along with those managing perennial crops, such as apples and peaches.  Policies written for producers looking to protect their investment  are subsidized by the federal government to help offset premium prices that go along with policies. Indemnities are paid to producers when yield and/ or revenue falls below the individual producer’s guarantee and can be attributed to damage beyond the producer’s control, such as drought, freeze, or disease. 

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Category B Crops: Category B crops are defined as annual crops which include, but are not limited to, Barley, Corn, Grain Sorghum, Green Beans, Oats, Soybeans, and Wheat. 
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Category B crops can be typically be insured in one of three ways, which is outlined in the special provisions for each crop. A chart comparing the different plans can be found below:
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Category C Crops: Category C crops are defined as perennial crops which include, but are not limited to, Apples, Grapes, and Peaches.

-Category C crops are insured through an Approved Production History (APH) plan. Units available for Category C crops included both Basic (BU) and Optional (OU) Units. Insurance for these crops is solely on the fruit produced, not the tree and/ or vine. 

-Category C coverage gives the opportunity to add numerous options on your policy, such as insuring by varietal groups, fresh vs. processing and fancy fruit, which can really tailor this product for your particular operation.

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1260 Maryland Ave Suite 106, Hagerstown, MD 21740        (301) 223-1872        (800) 721-4101    (301) 223-4815 (fax)
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*RCIS is an equal opportunity provider.
Photos used under Creative Commons from UnitedSoybeanBoard, wuestenigel
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